PKO BP· PKO0628

corporate · EUR

Current coupon: 3.38%
Maturity: Jun 16, 2028
Catalog nominal (per-note value unverified): €100,000
Accrued interest: No value available from the official source

The current coupon is the rate for the current period according to available data. The benchmark and margin formula comes from issue documents; it does not confirm the current fixing or a conditional margin.

Parameters

ISIN: XS2965663656
Current coupon: 3.38%
Maturity: Jun 16, 2028
Catalog nominal (per-note value unverified): €100,000
Accrued interest: No value available from the official source
Type: corporate
Market: GPW RR
Coupon: fixed
Outstanding: €750,000,000
Issue date: —
Authorization date: Feb 26, 2025
First listing: Feb 26, 2025

Bond price · PKO0628

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Key information

Prepared with AI — errors or omissions are possible. Check the sources.

When is interest paid?

Interest for series 5 is contractually payable annually on 16 June in the fixed-rate phase until the call date. Only if the call is not exercised do the Final Terms provide for quarterly dates in the floating-rate phase, with the first date on 16 September 2027. This second phase is not presented as an unconditional schedule.

Actual payments and exercise of the call require a separate event history.

Sources and quotations (4)

pko-bp-seria-5-eur-2024.pdf · p. 4Quotation in the document’s original language

(b) Interest Payment Date(s): 16 June in each year up to and including the Optional

pko-bp-seria-5-eur-2024.pdf · p. 5Quotation in the document’s original language

Can the issuer redeem the bonds early?

The Final Terms for series 5 select an issuer call option on 16 June 2027 at EUR 1,000 per Calculation Amount, with 15–30 days' notice. Calculation Amount is the calculation unit specified in the terms, not automatically the price of a single note in every permitted denomination. The programme terms add procedure and regulatory restrictions; there is no evidence of exercise of the option.

Exercise of the option and any approval by the competent authority have not been established.

Sources and quotations (6)

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

16. Issuer Call: Applicable

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(a) Optional Redemption Date: 16 June 2027

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(b) Optional Redemption Amount: EUR 1,000 per Calculation Amount

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(d) Notice period: Minimum period: 15 days Maximum period: 30 days

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 104Quotation in the document’s original language

If Issuer Call is specified as being applicable in the applicable Final Terms, the Issuer may, having given not less than the minimum period nor more than the maximum period of notice specified in applicable Final Terms to the Noteholders in accordance with Condition 16 (Notices) (which notice shall be irrevocable and shall specify the date fixed for redemption), redeem all or some only of the Notes then outstanding on any Optional Redemption Date and at the Optional Redemption Amount(s) specified in the applicable Final Terms together, if appropriate, with interest accrued to (but excluding) the relevant Optional Redemption Date. Any such redemption must be of a nominal amount not less than the Minimum Redemption Amount and not more than the Maximum Redemption Amount, in each case as may be specified in the applicable Final Terms. In the

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

forth in the Base Prospectus dated 15 March 2024 and the supplements to it dated 7 June 2024, 30 August

Investor rights and protection

Can the issuer redeem the bonds early?

Exercise of the option and any approval by the competent authority have not been established.

Sources and quotations (6)

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

16. Issuer Call: Applicable

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(a) Optional Redemption Date: 16 June 2027

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(b) Optional Redemption Amount: EUR 1,000 per Calculation Amount

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

(d) Notice period: Minimum period: 15 days Maximum period: 30 days

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 104Quotation in the document’s original language

If Issuer Call is specified as being applicable in the applicable Final Terms, the Issuer may, having given not less than the minimum period nor more than the maximum period of notice specified in applicable Final Terms to the Noteholders in accordance with Condition 16 (Notices) (which notice shall be irrevocable and shall specify the date fixed for redemption), redeem all or some only of the Notes then outstanding on any Optional Redemption Date and at the Optional Redemption Amount(s) specified in the applicable Final Terms together, if appropriate, with interest accrued to (but excluding) the relevant Optional Redemption Date. Any such redemption must be of a nominal amount not less than the Minimum Redemption Amount and not more than the Maximum Redemption Amount, in each case as may be specified in the applicable Final Terms. In the

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

forth in the Base Prospectus dated 15 March 2024 and the supplements to it dated 7 June 2024, 30 August

When can an investor demand early redemption?

The Final Terms for series 5 mark the ordinary Investor Put as Not Applicable. The documents therefore do not grant an unrestricted right to demand redemption on any day; the prospectus's separate statutory and regulatory mechanisms are not an ordinary put option.

This review does not assess individual statutory remedies available to a particular holder.

Sources and quotations (2)

pko-bp-seria-5-eur-2024.pdf · p. 6Quotation in the document’s original language

17. Investor Put: Not Applicable

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

forth in the Base Prospectus dated 15 March 2024 and the supplements to it dated 7 June 2024, 30 August

What security and repayment ranking apply?

Series 5 is unsecured Ordinary Senior MREL debt. The terms of the selected class define its ranking; Ordinary Senior MREL is unsubordinated, with a separate negative pledge.

The selected documents do not establish a separate executed guarantee.

Sources and quotations (3)

pko-bp-seria-5-eur-2024.pdf · p. 4Quotation in the document’s original language

 Status: Ordinary Senior Notes

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 62Quotation in the document’s original language

This Condition 3.1 is applicable in relation to Notes specified in the applicable Final Terms as being Ordinary Senior Notes (including Senior MREL Notes), and references to "Notes" in this Condition 3.1 shall be construed accordingly. In such case, the Notes constitute direct, unconditional, unsubordinated and (subject to Condition 4 (Negative Pledge)) unsecured obligations of the Issuer and subject to any other ranking that may apply as a resul

pko-bp-seria-5-eur-2024.pdf · p. 3

Which breaches give bondholders rights?

Condition 11.3 applies to the selected class for series 5: the prospectus limits acceleration to the specified judicial insolvency, liquidation or dissolution events, rather than a general list of defaults. There is no evidence that such a condition has occurred.

The issuer's current condition and any acceleration have not been assessed.

Sources and quotations (3)

pko-bp-seria-5-eur-2024.pdf · p. 4Quotation in the document’s original language

 Events of Default: Condition 11.3 (Events of Default relating to Senior

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 110Quotation in the document’s original language

Save as provided below, there are no events of default under the Senior MREL Notes, Senior Non-Preferred Notes or Senior Subordinated Notes or Tier 2 Subordinated Notes, which could lead to an acceleration of the relevant Senior MREL Notes, Senior Non-Preferred Notes or Senior Subordinated Notes or Tier 2 Subordinated Notes. However, if an order is made by any competent court commencing insolvency proceedings against the Issuer or if any order is made by any competent court or resolution passed for the winding up or dissolution of the Issuer and such order is continuing, then any Holder of a Note may, unless there has been a resolution to the contrary by the Noteholders, by written notice addressed by the Noteholder thereof to the Issuer and delivered to the Issuer and to the specified off

Issuer and other terms

Who is the issuer?

The issuer of legal series number 5 is Powszechna Kasa Oszczędności Bank Polski S.A. The Final Terms identify the series and the applicable prospectus with three specified supplements.

Sources and quotations (3)

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

Powszechna Kasa Oszczędności Bank Polski S.A.

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

1. (a) Series Number: 5

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

forth in the Base Prospectus dated 15 March 2024 and the supplements to it dated 7 June 2024, 30 August

What are the proceeds intended for?

The Final Terms select general corporate purposes. The supplement dated 30 August 2024 replaces the prospectus's Use of Proceeds section, but distinguishes general purposes from Green Bonds; series 5 selects the former. Actual expenditure has not been confirmed.

Actual allocation of proceeds has not been verified.

Sources and quotations (3)

pko-bp-seria-5-eur-2024.pdf · p. 8Quotation in the document’s original language

(i) Reasons for the offer: applied by the Issuer for its general corporate purposes.

PKO Bank Polski EMTN supplement-2024-08 dated 2024-08-30 · p. 8Quotation in the document’s original language

The "Use of Proceeds" section of the Base Prospectus shall be deemed deleted and replaced with the following: The net proceeds from each issue of Notes will, unless otherwise specified in the applicable Final Terms, be applied by the Bank as follows: (a) where "General Corporate Purposes" is specified in the applicable Final Terms, for its general corporate purposes; or (b) where "Green Bonds" is specified in the applicable Final Terms, the allocation of an amount equal to the net proceeds from such issue of Notes will be to finance the Eligible Assets Portfolio under the Green Bond Framework published on the Bank's website https://www.pkobp.pl/media_files/76d44986-c3cd-41c5-8ac4-6558c6144d13.pdf. If, in respect of any particular issue, there is a particular identified use of proceeds othe

What material obligations does the issuer have?

As Ordinary Senior MREL, series 5 is subject to the Condition 4 negative pledge, with Permitted Security Interests exceptions. The provision alone does not confirm current compliance with the restriction.

The bank's current compliance with the applicable terms has not been established.

Sources and quotations (4)

pko-bp-seria-5-eur-2024.pdf · p. 4Quotation in the document’s original language

 Status: Ordinary Senior Notes

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 66Quotation in the document’s original language

This Condition 4 is applicable only in relation to Ordinary Senior Notes. So long as any Ordinary Senior Note remains outstanding, the Issuer shall not create or permit to subsist any Security Interest other than a Permitted Security Interest upon the whole or any part of its 63

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 66Quotation in the document’s original language

What additional terms need attention?

The Final Terms for series 5 prohibit offers/sales to retail investors in the EEA and state that no PRIIPs KID has been prepared; the denomination threshold is at least EUR 100,000. The prospectus provides for bail-in, stay and conditional substitution or variation of terms following a specified event, without evidence that these powers have been exercised. This document-based warning does not determine any particular investor's eligibility.

The classification of a particular investor and exercise of resolution powers are outside the scope of this review.

Sources and quotations (6)

pko-bp-seria-5-eur-2024.pdf · p. 1Quotation in the document’s original language

PROHIBITION OF SALES TO EEA RETAIL INVESTORS – The Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area

pko-bp-seria-5-eur-2024.pdf · p. 3Quotation in the document’s original language

5. (a) Specified Denominations: EUR 100,000 and integral multiples of EUR 1,000 in

PKO Bank Polski EMTN base-2024 dated 2024-03-15 · p. 118

Parameters

Bond price

PKO BP· PKO0628

Parameters

Bond price · PKO0628

Key information

Bond terms

Interest and repayment

What are the denomination and currency?

This series calculator is unavailable

How is interest determined?

When is interest paid?

When and how is principal repaid?

Investor rights and protection

Can the issuer redeem the bonds early?

When can an investor demand early redemption?

What security and repayment ranking apply?

Which breaches give bondholders rights?

Issuer and other terms

Who is the issuer?

What are the proceeds intended for?

What material obligations does the issuer have?

What additional terms need attention?