corporate · EUR
The current coupon is the rate for the current period according to available data. The benchmark and margin formula comes from issue documents; it does not confirm the current fixing or a conditional margin.
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The fixed coupon is payable annually from 4 June 2026 to 4 June 2030. If the issuer does not redeem the issue, subsequent payments are quarterly under the series terms and the Modified Following convention.
(b) Interest Payment Date(s): 4 June in each year commencing on 4 June 2026 up to and including the Optional Redemption Date (c) Fixed Coupon Amount(s) (and in EUR 37.50 per Calculation Amount, payable
The key terms from the issue documents, explained in plain language.
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The currency is EUR. The minimum denomination of a single note is EUR 100,000; permitted higher denominations increase by EUR 1,000 up to EUR 199,000 in definitive form. The EUR 1,000 calculation amount is used for calculations and does not reduce the minimum denomination.
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(b) Business Day Convention: Modified Following Business Day
The issuer has a contractual early redemption option from 4 June 2030, subject to the conditions and notice specified in the Final Terms and prospectus. The documents alone do not confirm exercise of the option.
16. Issuer Call: Applicable (a) Optional Redemption Date(s): 4 June 2030
If Issuer Call is specified as being applicable in the applicable Final Terms, the Issuer may, having given not less than the minimum period nor more than the maximum period of notice specified in applicable Final Terms to the Noteholders in accordance with Condition 16 (Notices) (which notice shall be irrevocable and shall specify the date fixed for redemption), redeem all (but not some only) of the Notes then outstanding on any Optional Redemption Date and at the Optional Redemption Amount(s) specified in the applicable Final Terms together, if appropriate, with interest accrued to (but excluding) the relevant Optional Redemption Date. In the case of the Senior MREL Notes, Senior Non-Preferred MREL Notes or Subordinated Notes, redemption at the option of the Issuer pursuant to this Cond
These are unsecured Senior Non-Preferred MREL notes, subordinated to higher-ranking classes of claims. The reviewed series terms and prospectus do not establish a separate guarantor.
• Status: Senior Non-Preferred MREL Notes
This Condition 3.2 is applicable in relation to Notes specified in the applicable Final Terms as being Senior Non-Preferred MREL Notes and references to “Notes” in this Condition 3.2 shall 0050348-0000265 EUO1: 2013939861.10 64
In such case, the Notes constitute direct, unconditional and unsecured obligations of the Issuer. The Senior Non-Preferred MREL Notes are in
These are contractual terms. They do not confirm the current coupon, completed payments or the issuer’s financial position.
5. (a) Specified Denominations: EUR 100,000 and integral multiples of EUR 1,000 in excess thereof up to and including EUR 199,000. No Notes in definitive form
(b) Calculation Amount (in relation to EUR 1,000
Until 4 June 2030, the rate is fixed at 3.750% per annum. Thereafter, if the notes have not been redeemed, it is 3M EURIBOR + 1.65 percentage points per annum. The issue terms do not establish the current fixing.
8. Interest Basis: From and including the Issue Date up to but excluding the Optional Redemption Date, the Notes will bear interest at the fixed rate of 3.750 per cent. per annum (see paragraph 13 below) If not redeemed on the Optional Redemption Date, for the period from (and including) the Optional Redemption Date up to (but excluding) the Maturity Date, the Notes will bear interest at 3 month EURIBOR + 1.65 per cent. per annum
(a) Rate(s) of Interest: 3.750 per cent. per annum payable in arrear on each Interest Payment Date up to and including the Optional Redemption Date
• Reference Rate: 3 month EURIBOR
(i) Margin(s): 1.65% per annum
The fixed coupon is payable annually from 4 June 2026 to 4 June 2030. If the issuer does not redeem the issue, subsequent payments are quarterly under the series terms and the Modified Following convention.
(b) Interest Payment Date(s): 4 June in each year commencing on 4 June 2026 up to and including the Optional Redemption Date (c) Fixed Coupon Amount(s) (and in EUR 37.50 per Calculation Amount, payable
(b) Business Day Convention: Modified Following Business Day
Maturity is 4 June 2031. Unless previously redeemed or cancelled, principal repayment is set at 100% of nominal value.
7. Maturity Date: 4 June 2031
9. Redemption Basis: Subject to any purchase and cancellation or early redemption, the Notes will be redeemed on the Maturity Date at 100% of their nominal amount
(b) Interest Payment Date(s): 4 June in each year commencing on 4 June 2026 up to and including the Optional Redemption Date (c) Fixed Coupon Amount(s) (and in EUR 37.50 per Calculation Amount, payable
The issuer has a contractual early redemption option from 4 June 2030, subject to the conditions and notice specified in the Final Terms and prospectus. The documents alone do not confirm exercise of the option.
16. Issuer Call: Applicable (a) Optional Redemption Date(s): 4 June 2030
If Issuer Call is specified as being applicable in the applicable Final Terms, the Issuer may, having given not less than the minimum period nor more than the maximum period of notice specified in applicable Final Terms to the Noteholders in accordance with Condition 16 (Notices) (which notice shall be irrevocable and shall specify the date fixed for redemption), redeem all (but not some only) of the Notes then outstanding on any Optional Redemption Date and at the Optional Redemption Amount(s) specified in the applicable Final Terms together, if appropriate, with interest accrued to (but excluding) the relevant Optional Redemption Date. In the case of the Senior MREL Notes, Senior Non-Preferred MREL Notes or Subordinated Notes, redemption at the option of the Issuer pursuant to this Cond
The series terms mark the noteholder's early redemption option as “Not Applicable”.
17. Investor Put: Not Applicable
These are unsecured Senior Non-Preferred MREL notes, subordinated to higher-ranking classes of claims. The reviewed series terms and prospectus do not establish a separate guarantor.
• Status: Senior Non-Preferred MREL Notes
This Condition 3.2 is applicable in relation to Notes specified in the applicable Final Terms as being Senior Non-Preferred MREL Notes and references to “Notes” in this Condition 3.2 shall 0050348-0000265 EUO1: 2013939861.10 64
In such case, the Notes constitute direct, unconditional and unsecured obligations of the Issuer. The Senior Non-Preferred MREL Notes are in
Condition 11.3 applies to the selected class: an ordinary payment delay does not itself permit acceleration; the specified continuing judicial insolvency or liquidation events may entitle a noteholder to demand repayment under the procedure. Whether such an event has occurred has not been established.
• Events of Default: Condition 11.3 (Events of Default relating to Senior MREL Notes, Senior Non-Preferred MREL Notes or Senior Subordinated Notes and Tier 2 Subordinated Notes) applies
Save as provided below, there are no events of default under the Senior MREL Notes, Senior Non-Preferred MREL Notes or Senior Subordinated Notes or Tier 2 Subordinated Notes, which could lead to an acceleration of the relevant Senior MREL Notes, Senior Non-Preferred MREL Notes or Senior Subordinated Notes or Tier 2 Subordinated Notes. However, if an order is made by any competent court commencing insolvency proceedings against the Issuer or if any order is made by any competent court or resolution passed for the winding up or dissolution of the Issuer and such order is continuing, then any Holder of a Note may, unless there has been a resolution to the contrary by the Noteholders, by written notice addressed by the Noteholder thereof to the Issuer and delivered to the Issuer and to the specified office of the Issuing and Principal Paying Agent (and addressed to the Issuer), that the Notes shall be declared immediately due and payable, whereupon the principal amount of such Notes together with any accrued and unpaid interest thereon to the date of payment shall become immediately due and payable without further action or formality. 11.4 Notices relating to Events of Default Neither a reduction or cancellation, in part or in full, of the principal or any other redemption amount of, or
The issuer of EMTN series 3 (ISIN XS3087255611) is Bank Polska Kasa Opieki S.A.
Bank Polska Kasa Opieki S.A.
1. (a) Series Number: 3
(i) ISIN Code: XS3087255611
The terms specify general corporate purposes as the intended use of proceeds or an equivalent amount. They do not confirm actual allocation of funds or a specific green purpose for this series.
The Issuer intends to use the net proceeds from this (i) Reasons for the offer: issue of Notes (or any amount equal thereto) for general corporate purposes of the Issuer.
The programme's negative pledge applies only to Ordinary Senior Notes and does not protect this series. The reviewed terms do not identify a separate financial threshold to be maintained for it.
This Condition 4 is applicable only in relation to Ordinary Senior Notes. So long as any Ordinary Senior Note remains outstanding, the Issuer shall not create or permit to subsist any Security Interest other than a Permitt
• Status: Senior Non-Preferred MREL Notes
The Final Terms state that the notes are not intended to be offered, sold or otherwise made available to retail investors in the EEA. The minimum denomination of a single note is EUR 100,000; the issue should not be presented as an ordinary retail product.
PROHIBITION OF SALES TO EEA RETAIL INVESTORS – The Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area (EEA).
5. (a) Specified Denominations: EUR 100,000 and integral multiples of EUR 1,000 in excess thereof up to and including EUR 199,000. No Notes in definitive form
These are contractual terms. They do not confirm the current coupon, completed payments or the issuer’s financial position.